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	<title>IS-OCM.COM</title>
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	<description>Your Home Improvement  and Interior Design Place</description>
	<lastBuildDate>Thu, 17 May 2012 08:18:06 +0000</lastBuildDate>
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		<title>Can home-improvements increase the value of your house?</title>
		<link>http://www.is-ocm.com/can-home-improvements-increase-the-value-of-your-house.html</link>
		<comments>http://www.is-ocm.com/can-home-improvements-increase-the-value-of-your-house.html#comments</comments>
		<pubDate>Thu, 17 May 2012 08:18:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement]]></category>

		<guid isPermaLink="false">http://www.is-ocm.com/title-7</guid>
		<description><![CDATA[One of the most common reasons people give when asked why they are improving their home is that home improvements increase house value. home,improvements, design One of the most common reasons people give when asked why they are improving their home is that home improvements increase house value. While this can often be true, it is by no means as&#8230; <a href="http://www.is-ocm.com/can-home-improvements-increase-the-value-of-your-house.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>One of the most common reasons people give when asked why they are improving their home is that home improvements increase house value.<br />
home,improvements, design<br />
One of the most common reasons people give when asked why they are improving their home is that home improvements increase house value. While this can often be true, it is by no means as universal as some people assume it is. When you&#8217;re about to pay out lots of money for a home improvement, it&#8217;s worth checking whether the value of your house will increase by enough to pay for it  or, worse, whether it might actually force your house value down.</p>
<p>Let&#8217;s start with bathrooms and kitchens. While well-maintained and nice-looking kitchens and bathrooms do add value to a home, there&#8217;s nothing to say that they have to be the very latest thing. An older room that is well looked-after and wasn&#8217;t a complete abomination to begin with can often help the value just as much as a newly-installed one.</p>
<p>Extensions, on the other hand, almost always increase the value of your home, as they make it bigger. A four-bedroom home can be significantly more valuable on the market than a three-bedroom one, as a bigger family can live in it. However, you need to watch out for building too far out into your garden if you only have a small one: get rid of too much of your garden, and you could knock even more value off your home than you gain from the extra bedroom.</p>
<p>Although it might seem strange, this same rule also applies to garden features such as swimming pools and ponds. While you might like them, not everyone does  and you&#8217;ve just taken a piece of garden that could be used for almost anything and turned it into a single-use feature. Also, swimming pools especially can be very expensive to maintain, which can put off potential house buyers.</p>
<p>Overall, it&#8217;s a bad idea to make home improvements just to make money, as you will almost always fail. Instead, just make the improvements that you want, while avoiding any that will really hit your house&#8217;s price.</p>
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		<title>Pellet Stoves  A clean heating alternative to lower your energy bill</title>
		<link>http://www.is-ocm.com/title-1054.html</link>
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		<pubDate>Tue, 15 May 2012 20:15:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[pellet stoves]]></category>
		<category><![CDATA[wood pellet stoves]]></category>

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		<description><![CDATA[Has this winter&#8217;s energy bill burnt a hole right through your wallet? You may be missing out on a cheaper alternative way to heat your home. Pellet stoves are a new and growing resource used to provide heat throughout your home or to a single room of your choice. You can ultimately shut off your heater and run a pellet&#8230; <a href="http://www.is-ocm.com/title-1054.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>Has this winter&#8217;s energy bill burnt a hole right through your wallet? You may be missing out on a cheaper alternative way to heat your home. Pellet stoves are a new and growing resource used to provide heat throughout your home or to a single room of your choice. You can ultimately shut off your heater and run a pellet stove 24/7 to provide just as much heat to your home as a central heating system. Not only can you save money on your next bill, but you will be helping your economy by not relying on foreign oil and gas to heat your home.</p>
<p>Unlike regular wood stoves, pellet stoves burn wood pellets, a compressed scrap wood and sawdust waste that comes from saw mills and other wood handling facilities. These pellets are dried and compressed by heat into small cylinder shapes no bigger than one inch. When burned, the pellets release virtually no smoke, which means no chimney is necessary, but some stove may require an outside vent. Because of the high burning efficiency, pellet stoves do not get hot on the outside metal, which allows you to place a pellet stove within an inch from any wall in your home and provides a safe environment for children and pets.</p>
<p>Pellet stoves are very easy, convenient and safe to operate in your own home. To fuel a pellet stove, you simply pour 30 to 140 pounds of wood pellets into a device called a hopper which hold the pellets. Most pellet stoves will then automatically transfer the needed pellets from the hopper to the combustion chamber by using a corkscrew shaped device called an auger. Air is needed inside the stove to provide combustion to burn the wood pellets. T there are two ways to force air into the combustion chamber, by pulling air in or forcing air in from the bottom vent. Fully loaded pellet stoves can generally run for one or two days and they are easy to clean, since there is hardly any smoke residue inside.</p>
<p>There are two types of pellet stoves you can purchase. Free standing stoves that can be placed anywhere you want in your home or insert stoves that can replace your current fireplace. These pellet stoves will generally cost you $1,700 to $3,000, depending on where you buy them. Wood pellets are sold in 20 to 40 pound bags and can cost anywhere from $2.50 to $4.00 for a bag. If you live in a colder climate then the prices will generally be cheaper for both pellet stoves and wood pellets.</p>
<p>For a small investment you can free yourself of paying another high energy bill to heat your home. Not only will you be saving money, but you will be using an environmentally safe energy source that is virtually smoke free.</p>
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		<title>Drill Buying Considerations</title>
		<link>http://www.is-ocm.com/drill-buying-considerations.html</link>
		<comments>http://www.is-ocm.com/drill-buying-considerations.html#comments</comments>
		<pubDate>Mon, 14 May 2012 07:15:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement]]></category>

		<guid isPermaLink="false">http://www.is-ocm.com/title-242</guid>
		<description><![CDATA[1) With Cord or Without? This is the first important decision to make. There are several advantages and disadvantages to each type of drill: - Cordless drills tend to be more convenient to use. They can easily be used in any location without the need of power cords and power outlets; so long as the battery stays charged. The significant&#8230; <a href="http://www.is-ocm.com/drill-buying-considerations.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>1) With Cord or Without?</p>
<p>This is the first important decision to make. There are several advantages and disadvantages to each type of drill:</p>
<p>- Cordless drills tend to be more convenient to use. They can easily be used in any location  without the need of power cords and power outlets; so long as the battery stays charged. The significant advantage of corded drills is that there is no limitation on how long they can be used. With a corded drill, you will never find yourself waiting for batteries to charge.</p>
<p>- While it may sounds strange, cordless drills tend to be lighter than corded drills. But, if you choose a high-power cordless drill (18V and 24V), these models are often as heavy or heavier than their corded counterparts.</p>
<p>- Cordless drills are safer. There is no cord acting as a trip hazard.</p>
<p>- If  torque and long run times are needed, a corded drill will perform better. Although there are many high-power models available for cordless drills, corded drills will always be able to supply more power, and they will be able to supply it for a longer period of time.</p>
<p>- Even the best batteries have a finite lifetime. You should expect that the batteries in your cordless drill will only last two to three years at most. Batteries for cordless drills are very costly to purchase; it&#8217;s usually cheaper to just buy a new cordless drill than it is to purchase two new batteries. So if you are purchasing a cordless drill, expect to be buying a new drill in several years time. By comparison, if you choose a corded drill you are set for at least 10 years, if not more.</p>
<p>- If you are going to opt for a cordless drill, be sure to get a cordless drill with Lithium Ion (Li-Ion) batteries; do not buy a drill with Nickel-Metal-Hydride (NiMH) batteries. Li-Ion batteries are better; they are more powerful, they have longer lifetimes, they do not have &#8220;memory&#8221; issues, and they are less harmful to the environment because they contain less harmful metal elements.</p>
<p>2) Pick a Chuck</p>
<p>The chuck is the part of the drill that holds the bits in place. There are two picks to make here: size and type.</p>
<p>Standard chuck sizes are 1/4&#8243;, 3/8&#8243;, and 1/2&#8243; with the standard size being 3/8&#8243;. If you want the ability to use large diameter drill bits, go with the 1/2&#8243; chuck since many  bigger  bits will not fit in a 3/8&#8243; drill. If you do not need or want the ability to accommodate larger  bits, the 3/8&#8243; chuck is a better option since typically they have higher bit speeds with the smaller chuck sizes.</p>
<p>There are two  types of chucks: keyed and keyless. With the keyed chuck, you use a mechanical key to tighten and loosen  drill bits. For drills with keyless chucks, the drill bit is tightened into the chuck by holding the chuck with your hand while powering the drill. The mechanical advantage of the keyed chuck makes it able to hold bits tighter so there is less chance of your drill bit slipping in the chuck. The advantage of the keyless chuck is that it is much quicker to change drill bits, and there is no key to lose or keep track of.</p>
<p>3) Important Features</p>
<p>To get the most benefits out of your new drill, be sure that it has these important features:</p>
<p>- Reverse. Even if you don&#8217;t plan to use your drill for driving screws, reverse is a very important feature to have for removing  bits that get stuck. If you are getting a drill that has a keyless chuck, it will always have reverse (otherwise there would be know way to get the drill bit out),  you only need to check for the presence of this feature if you are buying a drill with a keyed chuck.</p>
<p>- Variable speed. If you want to use your drill to drive screws, this is essential. If you don&#8217;t plan to drive screws, this is still an important feature  as it makes it much easier to drill clean holes since different materials require bit speeds.</p>
<p>- Speed range settings. This  is  only needed if you plan to drive screws. If you are, this feature is critical to have. Having the lower speed range makes it much easier to drive screws.</p>
<p>- A torque clutch. Again, this is  only required if you plane to drive screws. The clutch allows you to set a maximum torque point after which the drill will stop. This is extremely useful when  driving screws so that you do not over-drive the screw into the material. If you are driving large amounts of screws (like in decking), this feature is a real life-saver.</p>
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		<title>Online Home Improvement Loans &#8211; How To Finance A Home Improvement Project?</title>
		<link>http://www.is-ocm.com/online-home-improvement-loans-how-to-finance-a-home-improvement-project.html</link>
		<comments>http://www.is-ocm.com/online-home-improvement-loans-how-to-finance-a-home-improvement-project.html#comments</comments>
		<pubDate>Sat, 12 May 2012 19:22:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement loan]]></category>

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		<description><![CDATA[&#160; Finding a qualified contractor for a home improvement project is painless. On the other hand, financing a home improvement project often poses a challenge. If you own a home, you will likely need to make necessary home repairs in the upcoming future. This could be replacing the siding, windows, roof, etc. Because the average homeowner does not have thousands&#8230; <a href="http://www.is-ocm.com/online-home-improvement-loans-how-to-finance-a-home-improvement-project.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p>Finding a qualified contractor for a home improvement project is painless. On the other hand, financing a home improvement project often poses a challenge. If you own a home, you will likely need to make necessary home repairs in the upcoming future. This could be replacing the siding, windows, roof, etc. Because the average homeowner does not have thousands of dollars in disposable cash, most will finance the project.</p>
<p>Home Equity Loans and Home Improvements</p>
<p>There are several ways to finance a home improvement project. One method involves taking out a second mortgage on your home. Commonly referred to as home equity loans, second mortgages allow homeowners to borrow money against their home&#8217;s equity. Because of a booming housing market, some homeowners are able to borrow tens of thousands of dollars. The interest rate on home equity loans is reasonable, and the funds are repaid within a few years.</p>
<p>Low Interest Rate Retail Credit Cards</p>
<p>If a local home improvement retailer will be managing your home improvement project, you may consider obtaining a store charge account. This way, you can purchase all the necessary materials and pay the balance over time. If your credit is good, you may qualify for a low interest rate or 0% financing for the first 12 months.</p>
<p>Although obtaining a store credit card is convenient and tempting, carefully weigh the pros and cons before applying. Can you realistically afford another monthly payment? Furthermore, if you get approved for a credit card, avoid spending too much money. If you have several home improvement projects that need completing, payoff the balance incurred from the first project prior to buying materials for the next project.</p>
<p>Finance Home Improvement Project with a Contractor</p>
<p>The majority of home improvement contractors offer financing. However, the rates are higher and you can usually find a better loan package on your own. On the other hand, if you are having a hard time securing outside financing, accepting a contractor&#8217;s terms is the next best thing.</p>
<p>Before choosing a contractor, get estimates from at least four other contractors. You will save money by shopping around. Moreover, do not accept an offer until you review a copy of the final contract. If you have difficulty understanding certain terms or the language, opt to have the contract reviewed by an attorney before signing.</p>
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		<title>Appliance Buying Guides</title>
		<link>http://www.is-ocm.com/appliance-buying-guides.html</link>
		<comments>http://www.is-ocm.com/appliance-buying-guides.html#comments</comments>
		<pubDate>Fri, 11 May 2012 05:16:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[buying guide]]></category>
		<category><![CDATA[garden accents]]></category>
		<category><![CDATA[garden hoses]]></category>

		<guid isPermaLink="false">http://www.is-ocm.com/?p=1794</guid>
		<description><![CDATA[In these modern worlds, while most of us are hurrying about from one action to another, straining to juggle work, childcare, Housewares and Home Maintenance and also the essential leisure time, we have started to rely increasingly on appliances in our houses, such as garden accents and Garden hoses, in reality, if truth be said, we would not get really&#8230; <a href="http://www.is-ocm.com/appliance-buying-guides.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>In these modern worlds, while most of us are hurrying about from one action to another, straining to juggle work, childcare, <a href="http://www.shopwiki.com/wiki/Housewares+and+Home+Maintenance" target="_blank">Housewares and Home Maintenance</a> and also the essential leisure time, we have started to rely increasingly on appliances in our houses, such as <a href="http://www.shopwiki.com/wiki/garden+accents" target="_blank">garden accents</a> and <a href="http://www.shopwiki.com/wiki/Garden+hoses" target="_blank">Garden hoses</a>, in reality, if truth be said, we would not get really far without whole of the time saving gadgets and appliance which we have turn habituated to over the last few decades.</p>
<p>In the &#8216;past days&#8217; the simply method to compare costs and get the best deal out was to do some legwork. Travel to the shops in your region and compare prices, deals and particular provides. Not whole of us have the time or the inclination to act that these hours, so what are the choices? Newspapers are still a fine locate to begin, as a lot of shops run large ads to state the consumer about particular offers and discounts. The most easygoing result is, whenever conceivable, to click on the Internet, typewrite &#8216;Appliance Buying Guides&#8217; into search engine and you go. You&#8217;ll get lots of price comparison sites, so you will be able to really get an example of the appliance you&#8217;re concerned in.</p>
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		<title>Beds: Shopping Online at Speed</title>
		<link>http://www.is-ocm.com/title-369.html</link>
		<comments>http://www.is-ocm.com/title-369.html#comments</comments>
		<pubDate>Wed, 09 May 2012 18:15:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Furniture]]></category>
		<category><![CDATA[bed mattress futon]]></category>
		<category><![CDATA[beds]]></category>
		<category><![CDATA[bunk beds]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[metal beds]]></category>
		<category><![CDATA[tempur pedic beds]]></category>
		<category><![CDATA[water beds]]></category>
		<category><![CDATA[waterbeds]]></category>

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		<description><![CDATA[A fair bit of bed info with the help of the internet can be acquired in the United States, Australia and a mass of continents, home furnishing directories should generally give any consumer the details of globally based bed websites so buying beds from your national vicinity is swifter and much more convenient than it was before. Most online interior&#8230; <a href="http://www.is-ocm.com/title-369.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p>A fair bit of bed info with the help of the internet can be acquired in the United States, Australia and a mass of continents, home furnishing directories should generally give any consumer the details of globally based bed websites so buying beds from your national vicinity is swifter and much more convenient than it was before.</p>
<p>Most online interior design research can uncover a vast number of products, lots of bed sites will often have a whole heap of merchandise, this could often be truly overpowering, heavy duty bed frames, canopy bamboo bed frames, there are so many items to choose from nowadays, it may then be difficult to decide the best item to buy.</p>
<p>The area of beds can often be pretty confusing but the primary concern is to try to stick with the item you initially meant to purchase, you should not set out hunting for water bed liners but end up buying bunk bed ladders, this is easily done if you get sidetracked.</p>
<p>You will find home furnishing listings are a particularly useful source of guidance concerning various items such as king size platform beds and full loft beds, these sort of sites can be found throughout the internet.</p>
<p>For a bed product such as a wrought iron sleigh bed the right place to check is a decent home furnishing portal, you might easily obtain a whole heap of items including wholesale water bed sheets on these websites, even such things as futon bed frames and king air beds may just be included.</p>
<p>It has to be said bedding is a subject that spans a vast assortment of diverse bed products including heavy duty bed frames and adjustable electric beds , say that you wanted expert assistance on any area of beds, lets suppose a product like metal frame bunk beds, this may possibly be sourced via bed expert.</p>
<p>If you are obtaining something like a king iron bed it does not always mean purchasing from a bed or home furnishing targeted site, lets imagine you are living in Guam for instance, a bed directory should be able to give you relevant contact details of closely situated bed supplier who should hopefully be able to help you to find the bed you need.</p>
<p>The easiest way to tell if a bed website might be able to assist you with your specific bed search, lets say that a wood wrought iron bed is your particular item, is to learn if the site contains a targeted bed directory and a fair number of bed articles, provided it does supply these types of things then you are clearly in with a chance, if however the site is targeted at a general home furnishing subject you are perhaps less likely to get your required bed related guidance.</p>
<h4>Incoming search terms:</h4><ul><li><a href="http://www.is-ocm.com/title-369.html" title="interior decoration beds">interior decoration beds</a></li></ul><img src="http://www.is-ocm.com/?ak_action=api_record_view&id=644&type=feed" alt="" />]]></content:encoded>
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		<title>Garage Doors</title>
		<link>http://www.is-ocm.com/garage-door.html</link>
		<comments>http://www.is-ocm.com/garage-door.html#comments</comments>
		<pubDate>Tue, 08 May 2012 05:16:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[doors]]></category>
		<category><![CDATA[garage doors]]></category>
		<category><![CDATA[garages]]></category>
		<category><![CDATA[house design]]></category>

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		<description><![CDATA[When designing your new house you will need to decide what type of garage door will be suitable. The garage door will have to follow in the style of the whole house and this can also determine the materials that your door will be constructed with. There are various types of garage doors than can be constructed from wood, aluminium,&#8230; <a href="http://www.is-ocm.com/garage-door.html">(more...)</a>]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">When designing your new house you will need to decide what type of garage door will be suitable.</p>
<p style="text-align: justify;">The garage door will have to follow in the style of the whole house and this can also determine the materials that your door will be constructed with.</p>
<p style="text-align: justify;">There are various types of garage doors than can be constructed from wood, aluminium, steel, glass and other materials.</p>
<p style="text-align: justify;">The materials can also determine what type of door you will be buying.</p>
<p style="text-align: justify;">There are overhead doors, bi-folding doors and doors that roll back against empty wall space.<br />
Obviously the roll back doors will take up quite a lot of room in the garage where you won&#8217;t be able to use the wall space.</p>
<p style="text-align: justify;">If space is limited then an overhead door might be a better alternative.</p>
<p style="text-align: justify;">If you are living in a particularly wet climate, then the overhead door can create problems as the water runs off the door when it rests up against the ceiling of your garage.</p>
<p style="text-align: justify;">A roller door doesn&#8217;t create quite so much of a problem as the water is limited to the area of the roll at the entrance of the garage.</p>
<p style="text-align: justify;">Overhead doors generally need to be constructed with lighter weight materials although there are many overhead wooden doors due to the advanced track and roller construction that has been designed in modern doors.</p>
<p style="text-align: justify;">Garage doors can cost a lot of money but they can also make or break the whole visual effect of your finished house so cost alone shouldn&#8217;t be the deciding factor when buying your door.</p>
<p style="text-align: justify;">There are several excellent websites on the internet that offer information and price comparisons for garage doors but you will probably need a door professional to give you specialist advice at your property to ensure you make the right decision.</p>
<p style="text-align: justify;">Buying the right garage door can add thousands of dollars to the value of your house.</p>
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